Conning
Insurance-focused fixed income and macro research from Conning.
United States4 articlesLast published 15 Jun 2026
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ConningIndustry
AI in Insurance: The Fraternal Insurer Perspective
Conning's third annual AI adoption survey finds nearly nine in ten insurers are in some stage of AI implementation, with generative AI, large language models, and predictive analytics seeing significant gains over the past year. The piece examines how fraternal insurers in particular must balance operational efficiency with member trust, community mission, and workforce considerations as AI becomes embedded across underwriting, claims, and customer engagement.
15 Jun 2026
ConningIndustry
Beyond the Text Podcast
This Conning podcast episode examines how GLP-1 drugs are reshaping underwriting practices, healthcare costs, and long-term risk assessment for U.S. health and life insurers. The discussion covers access, adherence, utilization management, and the structural misalignment between short-term costs and long-term outcomes as adoption of these therapies grows.
15 Jun 2026
ConningFixed Income
FHLB as a Strategic Lever for Insurance Balance Sheets
Conning examines how insurers - now accounting for ~10% of FHLB members but 27% of advances - are deploying Federal Home Loan Bank capacity for secured financing, liquidity management, portfolio construction, and asset-liability alignment. The piece explores variations in collateral posting, advance utilization rates, and overcollateralization across insurer segments.
15 Jun 2026
ConningFixed Income
State of the States
Conning's 2026 annual report ranks all 50 U.S. states by credit quality based on economic conditions, socioeconomic trends, and balance sheet analysis, maintaining a "stable" overall outlook despite building headwinds. Key findings highlight Plains, Mountain West, and Southern states (led by South Dakota, Utah, and Tennessee) outperforming on fiscal discipline and demographics, while Northeast and West Coast states face structural pressures from higher costs, slower population growth, and declining reserves.
15 Jun 2026